Scratch cards are small, often paper-based cards where one or more areas contain concealed information that can be revealed by scratching off the opaque covering; and mainly used for lottery games. The hidden part usually includes a group of characters such as letters, figures, or shapes. Depending on the game - commonly a matching game- you win the prize by matching similar characters or patterns. Scratch cards games are usually printed with a predetermined reward, with some of the cards being winning cards. With this scratch cards online guide, you’ll take your first step to win big.

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Online scratch-cards - why are they so popular?

Online versions of virtual scratch card games have been around for some time now and are quickly gaining popularity daily. Online scratchies can either be web-based or download-based, and they can be bought, and prizes collected over the internet at an online casino outlet. Virtual scratch cards are prevalent for several reasons, including:

  • swift gameplay (can be played in a short time and is an excellent option for those with short breaks)
  • 24/7 availability,
  • easy and secure payments, and
  • efficient customer support if the player has any queries.

scratch cards gameScratch card odds - what are your chances of winning?

Your chances of buying a winning scratch card depend on several factors. In terms of winning regularly, the smaller payout prizes are among the best scratch cards to win on, as those with great payouts have slim odds of winning. Other factors that may influence your odds are the target profit and the quantity of printed and bought cards. The number of winning cards is predetermined before the cards are printed with simulated numbers, and they vary depending on the game you choose to play. The odds for games such as Red Hot 7’s, Money Tree, Go Bananas, and cash extravaganza, for example, will be different.

How can you collect your winnings?

You can claim your winnings at any authorized lotto or PCSO branch office or the main office. If you have won the jackpot, the process will be a bit longer. You will need to go to the PCSO main office and present two valid IDs and the winning ticket. You will then be required to fill in the required forms, and once the ticket is verified, you will receive a cheque of your net winnings (after tax)

Collecting your winnings from online scratch cards is a much more straightforward and convenient process. You need to log in to your account, go to the cashier page or its equivalent, choose the withdrawal option, and select the amount and payment method. The whole process takes a short time without requiring you to visit the physical office.

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Money management tips when playing scratch cards

Without a sound strategy, playing scratch cards can be a stepping-stone into a spiral of debt, addiction, and poor financial health. Here are some money management tips to keep in mind when playing

  • Create a bankroll- a bankroll is a certain amount of money set aside expressly for gambling. Keeping your gambling money together with all your other money is a recipe for disaster. A bankroll will help you keep track of your money and provide guidelines for how much you should spend on cards at a time.
  • Choose your betting strategy- If your goal is to lose as little as possible, use flat betting, where you bet the same amount every time. If your goal is to have the best chance of winning a small amount of money, increase your bets’ size after losses, then go back to your original betting amount once you recoup your losses.

scratch cards onlineOnline casinos that offer scratch cards

888 Casino

888 casino offers many popular scratch and win online games such as Aztec realm scratch, millionaire genie scratch, etc. It also has other attractive benefits to players, such as their welcome bonus. All new customers are treated to a 100% deposit match bonus up to a certain amount and daily promotions for even better deals. 888 Casino is also reliable for deposits and withdrawals with secure payment options across various platforms.


Founded in 2018, 22Bet is a great option for anyone looking for an online casino with scratch cards. 22Bet offers generous welcome bonuses to all new players and promotions for continuing customers. This casino also accepts an expansive array of secure payment methods and has security measures to protect the player and his/her information; if you run into any problems while on the site, the customer representatives can be reached 24/7 via email or live chat.


1XBet also pays special attention to Filipino players and gives an exclusive 7,000 PHP on a new account as a welcome bonus and has many deposit and withdrawal payment platforms. A large and definite advantage of this online casino is their mobile app for iOS and Android, making playing online scratch offs more convenient. Getting customer support 24/7 on any queries concerning the bet, games, and financial transactions that you may have is also quickly done through email or call.

Is it worth playing scratch cards online?

While playing cards games online should not be used as an investment plan of any sort, but the best scratch cards games can provide the occasional bit of fun and good cheer, and a payout if you are lucky enough to win. And while playing scratches-offs may or may not result in a jackpot win for you, it is worth a lot to the charities it supports.


🤔 Are online scratch-cards rigged?

No. Virtual scratch cards are generated using a random number generator, each with its algorithm making it almost impossible to rig each RNG algorithm.

💰 Can you win big on online scratch-cards?

Yes. You can scratch and win real money on online scratchies through a huge lottery jackpot. Even with the slim odds, you can scratch to win real money.

How do you play scratch cards online?

To play scratchies online, register to your online casino of choice that offers scratch cards, and purchase the card using one of the payment methods.